WARNING SINGS OF BANKRUPTCY
If several of the following apply in your situation, you might consider discussing bankruptcy with New Jersey Bankruptcy lawyer Rafael Gomez:
- your wages or your bank account have been garnished
- most of your debts are Unsecured Debt like credit card bills, hospital or doctor's bills, etc.
- your total debt, not including your car or house loan, is more than you could pay, even over five or more years
- collection agencies are calling you at home and/or at work
- your payments are more than 30 days behind on more than one bill
- there are lawsuits pending against you
- you have high medical bills not covered by insurance
- you owe income taxes that you are currently unable to pay
- you have few assets
- you have little or no savings
- you have had property repossessed (such as a vehicle)
- your mortgage lender has threatened or started foreclosure proceedings against your home
People who have had their wages garnished can especially benefit from a bankruptcy because the bankruptcy will stop the garnishment and could potentially help you get some of the garnished money back.
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